Understanding OEM Parts

Original Equipment Manufacturer (OEM) parts are parts that are made by the car manufacturer or authorized suppliers. These parts are identical to the parts that were installed in the car when it was brand new. OEM parts are designed to fit perfectly and work seamlessly with the rest of the car’s systems.

The Importance of OEM Parts

Using OEM parts ensures that your car is repaired to its original condition. OEM parts are made to the highest standards and are rigorously tested to meet safety and performance requirements. If your car is repaired with non-OEM parts, it may not perform as well or be as safe as it was before the accident.

State Farm is one of the largest insurance companies in the United States. They offer a variety of insurance products, including car insurance. State Farm’s policy on OEM parts varies depending on the state and the type of policy you have.

In some states, State Farm is required by law to use OEM parts for certain types of repairs. In other states, State Farm allows customers to choose between OEM and aftermarket parts.

If you have a State Farm policy that allows for aftermarket parts, it’s important to understand the potential risks of using these parts. Aftermarket parts are not made by the car manufacturer and may not fit perfectly or work as well as OEM parts.

The Benefits of Using OEM Parts

While OEM parts may be more expensive than aftermarket parts, they offer several benefits.

• Quality: OEM parts are made to the highest standards and are rigorously tested to ensure they meet safety and performance requirements.
• Fit: OEM parts are designed to fit perfectly and work seamlessly with the rest of the car’s systems.
• Warranty: OEM parts come with a warranty from the car manufacturer.
• Resale Value: Using OEM parts can help maintain the resale value of your car.

Conclusion

When it comes to repairing your car, it’s important to understand the differences between OEM and aftermarket parts. While aftermarket parts may be less expensive, they may not perform as well or be as safe as OEM parts. State Farm’s policy on OEM parts varies depending on the state and the type of policy you have. If you have the option to choose between OEM and aftermarket parts, it’s important to consider the potential risks and benefits of each option.